To do this my Mother and her Mother before her used an old fashioned system I simply refer to as ‘the coffee jar method’.
Usually found at the back of a cupboard or on top of the fridge, the coffee jar would contain a certain amount of money set aside out of each weeks pay packet, and this would then help to pay bills.
Usually found at the back of a cupboard or on top of the fridge, the coffee jar would contain a certain amount of money set aside out of each weeks pay packet, and this would then help to pay bills.
Fast forward a few years and today barely a soul is paid in cash, we have moved on to the digital age with our pay cheques deposited by our employers directly into our bank accounts, and bills paid electronically from these accounts with speed and convenience.
The BudgetMamaTM Budget Planner Worksheet
what money is coming in
what is going out
where it is going and...
when it’s going there
what is going out
where it is going and...
when it’s going there
The 4 Fundamentals of BudgetMamaTM Logic
The key to being a BudgetMamaTM is knowing the 4 W's:
The key to being a BudgetMamaTM is knowing the 4 W's:
But there is one more logical piece to the puzzle...be PREPARED!
There is no point knowing what, what, where and when if you have not developed the habit of regularly setting aside funds to cover what is going out in time for it going there.
And that's where BudgetMamaTM can help. The BudgetMamaTM Budget Planner Worksheet is the complete puzzle all laid out for you.
There is no point knowing what, what, where and when if you have not developed the habit of regularly setting aside funds to cover what is going out in time for it going there.
And that's where BudgetMamaTM can help. The BudgetMamaTM Budget Planner Worksheet is the complete puzzle all laid out for you.
Sign up for
The BudgetMamaTM
Boot Camp
...and learn how to use an effective budget planner worksheet, either computer based
or ledger, which will help to pay bills on time so you can gain control of your household budget and be able to afford all the things you want by being organized and prepared the BudgetMamaTM way!
The BudgetMamaTM
Boot Camp
...and learn how to use an effective budget planner worksheet, either computer based
or ledger, which will help to pay bills on time so you can gain control of your household budget and be able to afford all the things you want by being organized and prepared the BudgetMamaTM way!
Website Design and Content © 2009 Sarah Fuller t/as BudgetmamaTM
No more standing in long queues at the bank or the post office and in theory much more time to do the things we enjoy....(in theory)
Likewise there is also a much better, much faster and more convenient way of planning and budgeting, it works just like the coffee jar but is much smarter than the coffee jar because it can work things out for you, it can answer your questions and really help you apply much more effective budgeting strategies and it’s referred to as a 'budget planner worksheet' or in other words a….
SPREADSHEET. Sound scary? It’s not.
Likewise there is also a much better, much faster and more convenient way of planning and budgeting, it works just like the coffee jar but is much smarter than the coffee jar because it can work things out for you, it can answer your questions and really help you apply much more effective budgeting strategies and it’s referred to as a 'budget planner worksheet' or in other words a….
SPREADSHEET. Sound scary? It’s not.
BudgetMamaTM Planning and Budgeting Logic
There is a certain logic that should apply to everyones approach to budgeting and that is to make sure the money coming in is more than the money going out. But that alone is not enough, to budget effectively it is also essential that you know what is going out, where it is going and when. In other words, be prepared.
There is a certain logic that should apply to everyones approach to budgeting and that is to make sure the money coming in is more than the money going out. But that alone is not enough, to budget effectively it is also essential that you know what is going out, where it is going and when. In other words, be prepared.
And of course seeing how much money you have rather than calculating it in your head makes all the difference. Having a visual tool will really help to pay bills on time, enable you to keep track of spending and will also mean you can plan for the things you really want in life without feeling guilty, because you can know you can afford it, your budget planner worksheet says so!
