Lucky for me I had a superbrained brother-in-law who happens to be as luck would have it, a 'finance guy', economist to be exact. Many a family joke was shared at my brother in-laws expense, I mean, how is it possible that one person can have so many spreadsheets? I am not joking, he literally had a spreadsheet for everything, from comparing the price of groceries between supermarkets so he knew where to shop that week, to how many calories he had consumed and exercise he had performed to calculate his future expected body mass index! Scary huh! Just incase he ever reads this though, I love him and am really grateful to have such a great guy in my family.
I went to my B.I.L. for advice and help to pay bills that were mounting up every day. Naturally he could not understand why I had difficulty planning and budgeting which was something that seemed so simple to him, especially considering today's technology. “Why don’t you just put it all in a spreadsheet” he suggested. Oooookay I thought, talk about too hard basket! But out of sheer desperation I agreed to at least have a look. We went into his office and he opened one up. Whoa! Talk about high tech gadgets, there’s no way I could do that I thought.
Well, I thought wrong. He sat me down and showed me one simple thing.
Put the amounts in here……click that weird Greek symbol there……and VOILA! Hey presto! It’s all worked out for you…..AND……..If you need to change anything, just change one thing, and VOILA! Hey Presto! All the other stuff changes automatically! All I could say was wow, amazing!
From that moment on I was hooked. And since then planning and budgeting has been my thing. I have honed my spreadsheeting skills to be able to do some pretty swish stuff, from profit and loss statements, to sales presentations, to pie graphs, 3D bar graphs…you name it, I can do it. And if I can’t, I bet I can figure it out with a little perseverance and a few phone calls to my personal spreadsheet guru. The result of all this is my BudgetMamaTM Budget Planner Worksheet available to you now.
You might be wondering, did I have any other formal training? The answer is no. Did I complete a University degree? No (though I am working on one right now). What about computer programming skills? No way.
What I did have was a complicated family budget and a desire to do something about it to make my life easier. I just had to stop spending hours of my precious time making lists. Waste of paper, waste of time, waste of brain space, I really had better things to do, and taking control of my finances was one of them!
So may I say thank you for being here looking at BudgetMamaTM. It is the result of quite a few years of effort putting together workable budgets for myself, my friends and family and now the world, at least that is the plan! You see I truly believe many of us modern mums and dads need help when it comes to planning and budgeting for our family. Our modern lifestyles are fast and full of seemingly endless expenses, so if you can find a way to keep on top of it all you really should. I have been using my budget planner worksheet for many years now and I have had so much positive feedback from others who have used it also that I am confident it will help you too.
I went to my B.I.L. for advice and help to pay bills that were mounting up every day. Naturally he could not understand why I had difficulty planning and budgeting which was something that seemed so simple to him, especially considering today's technology. “Why don’t you just put it all in a spreadsheet” he suggested. Oooookay I thought, talk about too hard basket! But out of sheer desperation I agreed to at least have a look. We went into his office and he opened one up. Whoa! Talk about high tech gadgets, there’s no way I could do that I thought.
Well, I thought wrong. He sat me down and showed me one simple thing.
Put the amounts in here……click that weird Greek symbol there……and VOILA! Hey presto! It’s all worked out for you…..AND……..If you need to change anything, just change one thing, and VOILA! Hey Presto! All the other stuff changes automatically! All I could say was wow, amazing!
From that moment on I was hooked. And since then planning and budgeting has been my thing. I have honed my spreadsheeting skills to be able to do some pretty swish stuff, from profit and loss statements, to sales presentations, to pie graphs, 3D bar graphs…you name it, I can do it. And if I can’t, I bet I can figure it out with a little perseverance and a few phone calls to my personal spreadsheet guru. The result of all this is my BudgetMamaTM Budget Planner Worksheet available to you now.
You might be wondering, did I have any other formal training? The answer is no. Did I complete a University degree? No (though I am working on one right now). What about computer programming skills? No way.
What I did have was a complicated family budget and a desire to do something about it to make my life easier. I just had to stop spending hours of my precious time making lists. Waste of paper, waste of time, waste of brain space, I really had better things to do, and taking control of my finances was one of them!
So may I say thank you for being here looking at BudgetMamaTM. It is the result of quite a few years of effort putting together workable budgets for myself, my friends and family and now the world, at least that is the plan! You see I truly believe many of us modern mums and dads need help when it comes to planning and budgeting for our family. Our modern lifestyles are fast and full of seemingly endless expenses, so if you can find a way to keep on top of it all you really should. I have been using my budget planner worksheet for many years now and I have had so much positive feedback from others who have used it also that I am confident it will help you too.
Let me introduce myself, Sarah G, Mother, Business Woman, recently single mum and out of sheer necessity Budgeter Extraordinaire!
But it wasn’t always so.
About 10 years ago I found myself in a bit of a financial mess; I had very little money coming in and loads of money going out. All I ever felt was stress. I couldn’t keep track of it all. And it seemed I was doing nothing but killing tree’s making list after list after list of bills, crossing things out and re-writing them until I couldn’t even understand what I had written.
But it wasn’t always so.
About 10 years ago I found myself in a bit of a financial mess; I had very little money coming in and loads of money going out. All I ever felt was stress. I couldn’t keep track of it all. And it seemed I was doing nothing but killing tree’s making list after list after list of bills, crossing things out and re-writing them until I couldn’t even understand what I had written.
How The BudgetMamaTM Planning and Budgeting Concept was Born
If you decide to purchase a copy, I thank you in advance. And even if you don't I hope you sign up for the BudgetMamaTM Mailing List and get your FREE BudgetMamaTM Boot Camp Course which will help to pay bills on time and be on your way to controlling your budget . Enjoy the learning process, and congratulations on taking the first step, I can assure you will be a very rewarding feeling.
Website Design and Content © 2009 Sarah Fuller t/as BudgetmamaTM
